UPS tokens are used to mint UPFI, to use in our governance for lending, farming, and staking. UPS tokens are used to mint UPFI, to use in our governance, for lending, farming, and staking. As only part of the UPFI's volatility is absorbed by UPS, the rest is collateralized with the highly stable stablecoin USDC. In addition, as UPFI demand increases, decrease the ratio of USDC collateral to mint UPFI and increase the rate of systems supported by UPS.